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Average Claims Adjusters, Examiners, and Investigators Salary in Massachusetts

Claims Adjusters, Examiners, and Investigators in Massachusetts earn an impressive average annual salary of $88,090, significantly outpacing the national average of $76,760. This elevated compensation is largely driven by the state's robust economy and the specialized nature of insurance claims handling within its unique regulatory and market landscape.

Executive Summary

  • Average Salary: $88,090 per year.
  • Growth Trend: Salaries have shifted 12.8% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $121,140.
  • Outlook: With a local workforce of 4,550 Claims Adjusters, Examiners, and Investigators, Massachusetts demonstrates a substantial presence in this field. The Location Quotient of 0.63 suggests a slightly lower concentration compared to the national average, indicating a potentially stable demand for skilled professionals within this segment of the insurance industry.
2024 Market Data

Salary Overview

$88,090

The average Claims Adjusters, Examiners, and Investigators in Massachusetts earns+14.8%above the national average.

BreakdownBased on 40h/week
Hourly

$42.4

Weekly

$1,694

Monthly

$7,341

Claims Adjusters, Examiners, and Investigators Salary Distribution in Massachusetts

Career progression for Claims Adjusters, Examiners, and Investigators typically involves a significant salary increase with experience. Entry-level positions may start closer to the lower end of the pay scale, while seasoned professionals with extensive experience and specialized certifications can command salaries well into the upper percentiles, reflecting their accumulated expertise and ability to handle complex cases.

Experience LevelMarket PercentileAnnual WageHourly Rate
Associate / AnalystData entry, reporting, supporting senior staff.10% (Entry)$55,370$26.6
Senior AnalystIndependent analysis, forecasting, client interaction.25% (Junior)$66,068$31.8
ManagerOversees team, compliance, and project delivery.50% (Median)$84,340$40.5
Director / VPStrategic planning, budget ownership, risk management.75% (Senior)$110,113$52.9
Executive / PartnerC-level leadership. High-level strategy & relations.90% (Expert)$121,140$58.2

Detailed Claims Adjusters, Examiners, and Investigators Market Analysis

Relocation Context

Nominal Salary

$88,090

Gross Pay

Real Wage (Purchasing Power)

$59,360

Adjusted for COL (148.4)

While the nominal average salary of $88,090 in Massachusetts is attractive, it's crucial to consider the state's Cost of Living Index of 148.4, which is substantially higher than the national average. This means that while the take-home pay is higher, the purchasing power may be somewhat diminished compared to living in a more affordable region.

Job Market Context

4,550

Total Jobs

1.249

Per 1K Jobs

0.63

Location Quotient

Below Average

Massachusetts has 0.63x the national average concentration of Claims Adjusters, Examiners, and Investigators jobs. This means there are fewer opportunities per capita here compared to the U.S. average — competition for roles may be higher.

A Location Quotient of 0.63 indicates that Claims Adjusters, Examiners, and Investigators are less concentrated in Massachusetts relative to the national average. This suggests that while the state has a solid workforce in this profession, the market is not oversaturated, potentially offering good opportunities for qualified individuals seeking employment.

Nearby Job Markets

Hiring Claims Adjusters, Examiners, and Investigatorss?

Frequently Asked Questions

How much does a Claims Adjusters, Examiners, and Investigators make in Massachusetts?

The median annual salary for a Claims Adjusters, Examiners, and Investigators in Massachusetts is $88,090. This typically ranges from $55,370 for entry-level positions to $121,140 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in Massachusetts is 14.8% higher than the national median of $76,760.

Is Massachusetts a lucrative place for Claims Adjusters, Examiners, and Investigatorss?

Yes, Massachusetts offers a lucrative environment for Claims Adjusters, Examiners, and Investigators.The average salary significantly exceeds the national average, and the state's robust economy supports strong compensation for these specialized roles.

Is Massachusetts a good place to live for Claims Adjusters, Examiners, and Investigators?

The Cost of Living Index in Massachusetts is 148.4. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near Massachusetts?

Some top paying nearby cities include Worcester, MA ($82,490) and Boston-Cambridge-Newton, MA-NH.

How does the Massachusetts salary compare to the national average?

The average annual salary for Claims Adjusters, Examiners, and Investigators in Massachusetts is $88,090, which is approximately $11,330 higher than the national average of $76,760.

What is the concentration of Claims Adjusters, Examiners, and Investigators in Massachusetts?

The concentration, measured by the Location Quotient, is 0.63, indicating that the profession is less concentrated in Massachusetts compared to the national average.

How does the cost of living affect the salary in Massachusetts?

With a Cost of Living Index of 148.4, Massachusetts is significantly more expensive than the national average, meaning the higher nominal salary needs to be considered against reduced purchasing power.

What is the total number of Claims Adjusters, Examiners, and Investigators in Massachusetts?

There are approximately 4,550 Claims Adjusters, Examiners, and Investigators employed in Massachusetts.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 4,550 employees in the Massachusetts area with a job density of 1.249 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.