Average Insurance Underwriters Salary in Dayton-Kettering-Beavercreek, OH
The average salary for Insurance Underwriterss in Dayton-Kettering-Beavercreek, OH is $81,740. While this is lower than the national average, the cost of living in Dayton-Kettering-Beavercreek, OH may offset the difference, preserving real purchasing power.
Executive Summary
- Average Salary: $81,740 per year.
- Growth Trend: Salaries have shifted 0.0% ↘ over the last 5 years.
- Top Earners: Senior professionals (90th percentile) earn up to $123,110.
- Outlook: The current demand for Insurance Underwriterss is stable, with a local workforce of approximately 110 professionals. This role remains a specialized component of the broader Dayton-Kettering-Beavercreek, OH economy.
Salary Overview
The average Insurance Underwriters in Dayton-Kettering-Beavercreek, OH earns-10.1%below the national average.
$39.3
$1,572
$6,812
Insurance Underwriters Salary Trends (2020-2024)
Historical trend data for Insurance Underwriters in Dayton-Kettering-Beavercreek, OH is limited, but current market signals indicate a stable demand environment.
Insurance Underwriters Salary Distribution in Dayton-Kettering-Beavercreek, OH
The earning potential for Insurance Underwriterss in Dayton-Kettering-Beavercreek, OH varies significantly by experience level. There is a substantial income gap, with top earners (90th percentile) making over 2.5x the starting salary. This indicates strong career progression opportunities. Entry-level roles (10th percentile) typically start around $48,860, while highly experienced professionals can command wages upwards of $123,110.
| Experience Level | Market Percentile | Annual Wage | Hourly Rate |
|---|---|---|---|
| Associate / AnalystData entry, reporting, supporting senior staff. | 10% (Entry) | $48,860 | $23.5 |
| Senior AnalystIndependent analysis, forecasting, client interaction. | 25% (Junior) | $61,305 | $29.5 |
| ManagerOversees team, compliance, and project delivery. | 50% (Median) | $78,140 | $37.6 |
| Director / VPStrategic planning, budget ownership, risk management. | 75% (Senior) | $102,175 | $49.1 |
| Executive / PartnerC-level leadership. High-level strategy & relations. | 90% (Expert) | $123,110 | $59.2 |
Detailed Insurance Underwriters Market Analysis
Relocation Context
Nominal Salary
$81,740
Gross Pay
Real Wage (Purchasing Power)
$81,740
Adjusted for COL (100)
In Dayton-Kettering-Beavercreek, OH, the Cost of Living Index is 100. This increases your effective purchasing power from $81,740 to $81,740.
Job Market Context
110
Total Jobs
0.306
Per 1K Jobs
0.44
Location Quotient
At 0.44x, Dayton-Kettering-Beavercreek, OH has a notably lower concentration of Insurance Underwriters jobs than the national average. Opportunities in this area are relatively scarce for this profession.
110 people work as Insurance Underwriters in Dayton-Kettering-Beavercreek, OH.
Only 0.306 out of every 1,000 local jobs are Insurance Underwriters roles — this is a niche profession in the area.
Nearby Job Markets
Nearby Cities for Insurance Underwriters
| City | Salary | Dist. |
|---|---|---|
| Cincinnati, OH-KY-IN Insurance Underwriters Salary | $87,530↑ 7% | 50 mi |
| Columbus, OH Insurance Underwriters Salary | $94,130↑ 15% | 65 mi |
| Lima, OH Insurance Underwriters Salary | $84,370↑ 3% | 67 mi |
Comparing salaries near Dayton-Kettering-Beavercreek, OH
Hiring Insurance Underwriterss?
Frequently Asked Questions
How much does a Insurance Underwriters make in Dayton-Kettering-Beavercreek, OH?
The median annual salary for a Insurance Underwriters in Dayton-Kettering-Beavercreek, OH is $81,740. This typically ranges from $48,860 for entry-level positions to $123,110 for top-level roles.
How does the salary compare to the national average?
The average salary for this role in Dayton-Kettering-Beavercreek, OH is 10.1% lower than the national median of $90,920.
Is Dayton-Kettering-Beavercreek, OH a good place for Insurance Underwriterss?
It depends on your priorities. While the average Insurance Underwriters salary in Dayton-Kettering-Beavercreek, OH is $81,740 (below the national average), the area may offer a lower cost of living or other lifestyle benefits typical of Dayton-Kettering-Beavercreek, OH. See distinct detailed breakdown below.
Is Dayton-Kettering-Beavercreek, OH a good place to live for Insurance Underwriters?
The Cost of Living Index in Dayton-Kettering-Beavercreek, OH is 100. While higher than average, this often correlates with higher wages.
Where are the highest paying cities near Dayton-Kettering-Beavercreek, OH?
Some top paying nearby cities include Cincinnati, OH-KY-IN ($87,530) and Columbus, OH.
Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 110 employees in the Dayton-Kettering-Beavercreek, OH area with a job density of 0.306 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.
Explore Insurance Underwriters Salaries by State
Top Jobs in Dayton-Kettering-Beavercreek, OH
- All Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Office and Administrative Support Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Food Preparation and Serving Related Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Transportation and Material Moving Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Healthcare Practitioners and Technical Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Sales and Related Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Production Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Business and Financial Operations Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Management Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Educational Instruction and Library Occupations Salary in Dayton-Kettering-Beavercreek, OH
- Browse All Jobs in Dayton-Kettering-Beavercreek, OH →
Semantic Salary Analysis for Insurance Underwriters • Data source: BLS OEWS 2024 •Jobs in Dayton-Kettering-Beavercreek, OH