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Average Loan Officers Salary in Niles, MI

The average salary for Loan Officerss in Niles, MI is $73,190. While this is lower than the national average, the cost of living in Niles, MI may offset the difference, preserving real purchasing power. Notably, Niles, MI is a key hub for this profession, with a job concentration 1.51x higher than average.

Executive Summary

  • Average Salary: $73,190 per year.
  • Growth Trend: Salaries have shifted 0.0% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $119,870.
  • Outlook: The current demand for Loan Officerss is stable, with a local workforce of approximately 170 professionals. This role remains a specialized component of the broader Niles, MI economy.
2024 Market Data

Salary Overview

$73,190

The average Loan Officers in Niles, MI earns-15.1%below the national average.

BreakdownBased on 40h/week
Hourly

$35.2

Weekly

$1,408

Monthly

$6,099

Loan Officers Salary Distribution in Niles, MI

The earning potential for Loan Officerss in Niles, MI varies significantly by experience level. There is a substantial income gap, with top earners (90th percentile) making over 3.4x the starting salary. This indicates strong career progression opportunities. Entry-level roles (10th percentile) typically start around $35,010, while highly experienced professionals can command wages upwards of $119,870.

Experience LevelMarket PercentileAnnual WageHourly Rate
Associate / AnalystData entry, reporting, supporting senior staff.10% (Entry)$35,010$16.8
Senior AnalystIndependent analysis, forecasting, client interaction.25% (Junior)$54,893$26.4
ManagerOversees team, compliance, and project delivery.50% (Median)$59,600$28.7
Director / VPStrategic planning, budget ownership, risk management.75% (Senior)$91,488$44
Executive / PartnerC-level leadership. High-level strategy & relations.90% (Expert)$119,870$57.6

Detailed Loan Officers Market Analysis

Relocation Context

Nominal Salary

$73,190

Gross Pay

Real Wage (Purchasing Power)

$73,190

Adjusted for COL (100)

In Niles, MI, the Cost of Living Index is 100. This increases your effective purchasing power from $73,190 to $73,190.

Job Market Context

170

Total Jobs

2.844

Per 1K Jobs

1.51

Location Quotient

Major Hub

Niles, MI has 1.5x the national concentration of Loan Officers jobs — a major employment hub for this role. Job seekers will find significantly more opportunities here than in most other areas.

170 people work as Loan Officers in Niles, MI.

Moderate density — roughly 2.844 out of every 1,000 local jobs are in this profession.

Nearby Job Markets

Nearby Cities for Loan Officers

Comparing salaries near Niles, MI

Hiring Loan Officerss?

Frequently Asked Questions

How much does a Loan Officers make in Niles, MI?

The median annual salary for a Loan Officers in Niles, MI is $73,190. This typically ranges from $35,010 for entry-level positions to $119,870 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in Niles, MI is 15.1% lower than the national median of $86,220.

Is Niles, MI a good place for Loan Officerss?

Yes, Niles, MI is highly recommended due to strong job demand. While salaries are competitive ($73,190), the area is particularly notable for its high job density for Loan Officerss. See distinct detailed breakdown below.

Is Niles, MI a good place to live for Loan Officers?

The Cost of Living Index in Niles, MI is 100. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near Niles, MI?

Some top paying nearby cities include South Bend-Mishawaka, IN-MI ($69,600) and Elkhart-Goshen, IN.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 170 employees in the Niles, MI area with a job density of 2.844 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.