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Average Personal Financial Advisors Salary in Chattanooga, TN-GA

Personal Financial Advisors in Chattanooga, TN-GA earn an average annual salary of $116,420. This figure is notably below the national average of $160,360, suggesting that local market dynamics and demand play a significant role in compensation within this region. Factors such as the concentration of financial services firms and the overall economic landscape of Chattanooga contribute to this regional pay scale.

Executive Summary

  • Average Salary: $116,420 per year.
  • Growth Trend: Salaries have shifted 21.4% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $210,400.
  • Outlook: With a total local workforce of 420 Personal Financial Advisors, Chattanooga presents a moderately sized market for these professionals. The Location Quotient of 0.88 indicates a slightly lower concentration of these roles compared to the national average, suggesting that while the profession is present, it is not a dominant sector. The rate of 1.548 jobs per 1,000 workers further contextualizes the demand within the local economy.
2024 Market Data

Salary Overview

$116,420

The average Personal Financial Advisors in Chattanooga, TN-GA earns-27.4%below the national average.

BreakdownBased on 40h/week
Hourly

$56

Weekly

$2,239

Monthly

$9,702

Personal Financial Advisors Salary Distribution in Chattanooga, TN-GA

Career progression for Personal Financial Advisors in Chattanooga, TN-GA typically involves a significant salary increase with experience. Entry-level positions might start closer to the lower percentiles, while seasoned advisors with established client bases and specialized expertise can command salaries in the upper percentiles. The widening gap between entry-level and senior roles reflects the accumulation of skills, client trust, and proven performance.

Experience LevelMarket PercentileAnnual WageHourly Rate
Associate / AnalystData entry, reporting, supporting senior staff.10% (Entry)$39,220$18.9
Senior AnalystIndependent analysis, forecasting, client interaction.25% (Junior)$87,315$42
ManagerOversees team, compliance, and project delivery.50% (Median)$64,130$30.8
Director / VPStrategic planning, budget ownership, risk management.75% (Senior)$145,525$70
Executive / PartnerC-level leadership. High-level strategy & relations.90% (Expert)$210,400$101.2

Detailed Personal Financial Advisors Market Analysis

Relocation Context

Nominal Salary

$116,420

Gross Pay

Real Wage (Purchasing Power)

$116,420

Adjusted for COL (100)

The average annual salary of $116,420 for Personal Financial Advisors in Chattanooga aligns perfectly with the national average Cost of Living Index of 100. This means that the purchasing power of an advisor's salary in Chattanooga is equivalent to the national average, making it neither significantly more nor less affordable than other regions on a purely cost-of-living basis.

Job Market Context

420

Total Jobs

1.548

Per 1K Jobs

0.88

Location Quotient

Below Average

Chattanooga, TN-GA has 0.88x the national average concentration of Personal Financial Advisors jobs. This means there are fewer opportunities per capita here compared to the U.S. average — competition for roles may be higher.

A Location Quotient of 0.88 for Personal Financial Advisors in Chattanooga suggests that the job market is slightly less concentrated than the national average. This indicates that while there is a stable presence of these professionals, the demand may not be as robust or specialized as in larger metropolitan areas. It implies a competitive environment where opportunities exist but might require proactive networking and a strong professional profile.

Nearby Job Markets

Nearby Cities for Personal Financial Advisors

Comparing salaries near Chattanooga, TN-GA

Hiring Personal Financial Advisorss?

Frequently Asked Questions

How much does a Personal Financial Advisors make in Chattanooga, TN-GA?

The median annual salary for a Personal Financial Advisors in Chattanooga, TN-GA is $116,420. This typically ranges from $39,220 for entry-level positions to $210,400 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in Chattanooga, TN-GA is 27.4% lower than the national median of $160,360.

Is Chattanooga, TN-GA a lucrative place for Personal Financial Advisors?

No, not when compared to the national average.While the average salary of $116,420 is substantial, it falls significantly short of the national average of $160,360. However, the cost of living being at the national average means the purchasing power is equivalent, making it a stable, though not exceptionally high-paying, market.

Is Chattanooga, TN-GA a good place to live for Personal Financial Advisors?

The Cost of Living Index in Chattanooga, TN-GA is 100. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near Chattanooga, TN-GA?

Some top paying nearby cities include Dalton, GA ($83,910) and Huntsville, AL.

How does Chattanooga's salary compare to the national average for Personal Financial Advisors?

Personal Financial Advisors in Chattanooga earn an average of $116,420 annually, which is approximately 27% lower than the national average of $160,360.

What is the Cost of Living in Chattanooga, TN-GA relative to the national average?

Chattanooga's Cost of Living Index is 100, which is exactly the national average. This means that the general cost of goods and services is comparable to the rest of the United States.

How concentrated is the Personal Financial Advisor job market in Chattanooga?

The Location Quotient of 0.88 indicates that Personal Financial Advisors are slightly less concentrated in Chattanooga compared to the national average, suggesting a moderately sized but not dominant job market.

What does the number of jobs per 1,000 workers signify for Personal Financial Advisors in Chattanooga?

With 1.548 jobs per 1,000 workers, this metric provides a localized view of employment density for Personal Financial Advisors, indicating their prevalence within the overall workforce structure of the Chattanooga area.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 420 employees in the Chattanooga, TN-GA area with a job density of 1.548 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.