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Average Credit Analysts Salary in Boston-Cambridge-Newton, MA-NH

Credit Analysts in the Boston-Cambridge-Newton, MA-NH area command an impressive average annual salary of $104,100. This figure significantly surpasses the national average of $98,110, indicating a premium for specialized financial expertise within this dynamic metropolitan region. The higher compensation reflects the concentration of financial institutions and the demand for skilled professionals in this key economic hub.

Executive Summary

  • Average Salary: $104,100 per year.
  • Growth Trend: Salaries have shifted 0.0% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $168,790.
  • Outlook: The job market for Credit Analysts in Boston-Cambridge-Newton, MA-NH appears robust, supported by a local workforce of 1,370 professionals. A Location Quotient of 1.16 suggests that this region has a higher concentration of Credit Analysts than the national average, pointing to sustained demand and a potentially active job market for these roles.
2024 Market Data

Salary Overview

$104,100

The average Credit Analysts in Boston-Cambridge-Newton, MA-NH earns+6.1%above the national average.

BreakdownBased on 40h/week
Hourly

$50.1

Weekly

$2,002

Monthly

$8,675

Credit Analysts Salary Distribution in Boston-Cambridge-Newton, MA-NH

Salary progression for Credit Analysts in Boston-Cambridge-Newton, MA-NH typically scales significantly with experience. Entry-level positions may start closer to the lower percentiles, while seasoned professionals with extensive expertise and a proven track record can command salaries in the upper percentiles. These percentile gaps highlight the substantial career growth and earning potential available as analysts advance in their careers.

Experience LevelMarket PercentileAnnual WageHourly Rate
Associate / AnalystData entry, reporting, supporting senior staff.10% (Entry)$63,530$30.5
Senior AnalystIndependent analysis, forecasting, client interaction.25% (Junior)$78,075$37.5
ManagerOversees team, compliance, and project delivery.50% (Median)$94,880$45.6
Director / VPStrategic planning, budget ownership, risk management.75% (Senior)$130,125$62.6
Executive / PartnerC-level leadership. High-level strategy & relations.90% (Expert)$168,790$81.1

Detailed Credit Analysts Market Analysis

Relocation Context

Nominal Salary

$104,100

Gross Pay

Real Wage (Purchasing Power)

$104,100

Adjusted for COL (100)

The nominal average salary of $104,100 in Boston-Cambridge-Newton, MA-NH is particularly attractive given the local Cost of Living Index is exactly at the national average of 100. This means that the purchasing power of a Credit Analyst's salary in this region is equivalent to the national average, allowing for a comfortable standard of living without the typical premium associated with high-paying metropolitan areas.

Job Market Context

1,370

Total Jobs

0.506

Per 1K Jobs

1.16

Location Quotient

Above Average

With a location quotient of 1.16, Boston-Cambridge-Newton, MA-NH has a slightly higher-than-average concentration of Credit Analysts roles compared to the national norm.

With a Location Quotient of 1.16, the Boston-Cambridge-Newton, MA-NH market demonstrates a notable concentration of Credit Analysts compared to the national landscape. This suggests a competitive yet potentially abundant job market, where employers may actively seek out talent, and professionals have a good number of opportunities to explore within the region's financial sector.

Nearby Job Markets

Nearby Cities for Credit Analysts

Comparing salaries near Boston-Cambridge-Newton, MA-NH

Hiring Credit Analystss?

Frequently Asked Questions

How much does a Credit Analysts make in Boston-Cambridge-Newton, MA-NH?

The median annual salary for a Credit Analysts in Boston-Cambridge-Newton, MA-NH is $104,100. This typically ranges from $63,530 for entry-level positions to $168,790 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in Boston-Cambridge-Newton, MA-NH is 6.1% higher than the national median of $98,110.

Is Boston-Cambridge-Newton, MA-NH a lucrative place for Credit Analysts?

Yes, it is a lucrative area for Credit Analysts.Credit Analysts in this region earn an average of $104,100, which is higher than the national average. Coupled with a cost of living at the national average, this makes the area financially advantageous for the profession.

Is Boston-Cambridge-Newton, MA-NH a good place to live for Credit Analysts?

The Cost of Living Index in Boston-Cambridge-Newton, MA-NH is 100. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near Boston-Cambridge-Newton, MA-NH?

Some top paying nearby cities include Worcester, MA ($76,760) and Providence-Warwick, RI-MA.

How does the Credit Analyst salary compare nationally?

The average annual salary for Credit Analysts in Boston-Cambridge-Newton, MA-NH is $104,100, which is $5,990 higher than the national average of $98,110.

What is the concentration of Credit Analysts in Boston-Cambridge-Newton, MA-NH?

The Location Quotient for Credit Analysts in this region is 1.16, indicating a 16% higher concentration than the national average, suggesting strong local demand.

How does the cost of living affect the Credit Analyst salary in Boston-Cambridge-Newton, MA-NH?

The Cost of Living Index is 100, matching the national average. This means the higher nominal salary of $104,100 offers equivalent purchasing power to the national average salary in a more affordable area.

What is the total number of Credit Analysts in the Boston-Cambridge-Newton, MA-NH area?

There are approximately 1,370 Credit Analysts working in the Boston-Cambridge-Newton, MA-NH metropolitan area.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 1,370 employees in the Boston-Cambridge-Newton, MA-NH area with a job density of 0.506 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.