Average Credit Analysts Salary in Modesto, CA
The average salary for a Credit Analysts in Modesto, CA is $98,740. This compensation is in line with national standards, reflecting a balanced and stable local job market.
Executive Summary
- Average Salary: $98,740 per year.
- Growth Trend: Salaries have shifted 30.6% ↗ over the last 5 years.
- Top Earners: Senior professionals (90th percentile) earn up to $170,390.
- Outlook: The current demand for Credit Analystss is stable, with a local workforce of approximately 30 professionals. This role remains a specialized component of the broader Modesto, CA economy.
Salary Overview
The average Credit Analysts in Modesto, CA earns+0.6%above the national average.
$47.5
$1,899
$8,228
Credit Analysts Salary Trends (2020-2024)
Over the past 4 years, Credit Analysts salaries in Modesto, CA have experienced a rapid surge, growing by 30.6%. This positive trajectory often correlates with increased demand and a favorable future outlook for the profession.
Credit Analysts Salary Distribution in Modesto, CA
The earning potential for Credit Analystss in Modesto, CA varies significantly by experience level. There is a substantial income gap, with top earners (90th percentile) making over 2.8x the starting salary. This indicates strong career progression opportunities. Entry-level roles (10th percentile) typically start around $61,250, while highly experienced professionals can command wages upwards of $170,390.
| Experience Level | Market Percentile | Annual Wage | Hourly Rate |
|---|---|---|---|
| Associate / AnalystData entry, reporting, supporting senior staff. | 10% (Entry) | $61,250 | $29.4 |
| Senior AnalystIndependent analysis, forecasting, client interaction. | 25% (Junior) | $74,055 | $35.6 |
| ManagerOversees team, compliance, and project delivery. | 50% (Median) | $73,130 | $35.2 |
| Director / VPStrategic planning, budget ownership, risk management. | 75% (Senior) | $123,425 | $59.3 |
| Executive / PartnerC-level leadership. High-level strategy & relations. | 90% (Expert) | $170,390 | $81.9 |
Detailed Credit Analysts Market Analysis
Relocation Context
Nominal Salary
$98,740
Gross Pay
Real Wage (Purchasing Power)
$98,740
Adjusted for COL (100)
In Modesto, CA, the Cost of Living Index is 100. This increases your effective purchasing power from $98,740 to $98,740.
Job Market Context
30
Total Jobs
0.159
Per 1K Jobs
0.36
Location Quotient
At 0.36x, Modesto, CA has a notably lower concentration of Credit Analysts jobs than the national average. Opportunities in this area are relatively scarce for this profession.
30 people work as Credit Analysts in Modesto, CA.
Only 0.159 out of every 1,000 local jobs are Credit Analysts roles — this is a niche profession in the area.
Nearby Job Markets
Nearby Cities for Credit Analysts
| City | Salary | Dist. |
|---|---|---|
| San Jose-Sunnyvale-Santa Clara, CA Credit Analysts Salary | $117,480↑ 19% | 53 mi |
| Sacramento-Roseville-Folsom, CA Credit Analysts Salary | $103,480↑ 5% | 69 mi |
Comparing salaries near Modesto, CA
Hiring Credit Analystss?
Frequently Asked Questions
How much does a Credit Analysts make in Modesto, CA?
The median annual salary for a Credit Analysts in Modesto, CA is $98,740. This typically ranges from $61,250 for entry-level positions to $170,390 for top-level roles.
How does the salary compare to the national average?
The average salary for this role in Modesto, CA is 0.6% higher than the national median of $98,110.
Is Modesto, CA a good place for Credit Analystss?
Yes, Modesto, CA is financially attractive for Credit Analystss. The average salary of $98,740 exceeds the national average. See distinct detailed breakdown below.
Is Modesto, CA a good place to live for Credit Analysts?
The Cost of Living Index in Modesto, CA is 100. While higher than average, this often correlates with higher wages.
Where are the highest paying cities near Modesto, CA?
Some top paying nearby cities include San Jose-Sunnyvale-Santa Clara, CA ($117,480) and Sacramento-Roseville-Folsom, CA.
Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 30 employees in the Modesto, CA area with a job density of 0.159 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.
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Semantic Salary Analysis for Credit Analysts • Data source: BLS OEWS 2024 •Jobs in Modesto, CA