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Average Insurance Sales Agents Salary in Dayton-Kettering-Beavercreek, OH

Insurance Sales Agents in the Dayton-Kettering-Beavercreek, OH area earn an average annual salary of $73,010. This figure is notably below the national average of $81,510, suggesting that local market dynamics and potentially lower commission structures may influence overall compensation. The specific economic landscape of the region plays a significant role in setting these pay scales.

Executive Summary

  • Average Salary: $73,010 per year.
  • Growth Trend: Salaries have shifted 0.0% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $114,990.
  • Outlook: With a total local workforce of 740 Insurance Sales Agents, the Dayton-Kettering-Beavercreek area demonstrates a stable, albeit not exceptionally concentrated, presence of this profession. The location quotient of 0.65 indicates that the concentration of these roles is lower than the national average, suggesting moderate demand and potentially less intense competition compared to more saturated markets.
2024 Market Data

Salary Overview

$73,010

The average Insurance Sales Agents in Dayton-Kettering-Beavercreek, OH earns-10.4%below the national average.

BreakdownBased on 40h/week
Hourly

$35.1

Weekly

$1,404

Monthly

$6,084

Insurance Sales Agents Salary Distribution in Dayton-Kettering-Beavercreek, OH

Salary progression for Insurance Sales Agents typically scales significantly with experience. Entry-level positions often start with a base salary and commission, while seasoned professionals with established client bases and specialized knowledge can command substantially higher earnings. The percentile gaps in salary data, from the lower end to the top earners, clearly signify the career progression and earning potential available within the field.

Experience LevelMarket PercentileAnnual WageHourly Rate
SDR / BDRLead generation, prospecting, cold calling.10% (Entry)$38,090$18.3
Account ExecutiveClosing deals, managing small-mid market clients.25% (Junior)$54,758$26.3
Senior AEHandling enterprise clients and complex negotiations.50% (Median)$58,550$28.1
Sales ManagerManaging a team of reps, setting quotas & strategy.75% (Senior)$91,263$43.9
VP of SalesRevenue strategy, expansion, C-suite relationships.90% (Expert)$114,990$55.3

Detailed Insurance Sales Agents Market Analysis

Relocation Context

Nominal Salary

$73,010

Gross Pay

Real Wage (Purchasing Power)

$73,010

Adjusted for COL (100)

The nominal average salary of $73,010 in Dayton-Kettering-Beavercreek, OH, aligns precisely with the national average cost of living index of 100. This means that, on average, the purchasing power of an Insurance Sales Agent's salary in this region is equivalent to that of an agent in a national average cost-of-living area, offering a balanced lifestyle without significant financial strain due to expenses.

Job Market Context

740

Total Jobs

1.981

Per 1K Jobs

0.65

Location Quotient

Below Average

Dayton-Kettering-Beavercreek, OH has 0.65x the national average concentration of Insurance Sales Agents jobs. This means there are fewer opportunities per capita here compared to the U.S. average — competition for roles may be higher.

The location quotient of 0.65 for Insurance Sales Agents in Dayton-Kettering-Beavercreek, OH, indicates that this profession is less concentrated locally than the national average. This suggests that while there is a presence of these roles, the market is not saturated, potentially offering opportunities for new entrants or those looking to establish themselves without facing the intense competition found in areas with a higher concentration of agents.

Nearby Job Markets

Nearby Cities for Insurance Sales Agents

Comparing salaries near Dayton-Kettering-Beavercreek, OH

Hiring Insurance Sales Agentss?

Frequently Asked Questions

How much does a Insurance Sales Agents make in Dayton-Kettering-Beavercreek, OH?

The median annual salary for a Insurance Sales Agents in Dayton-Kettering-Beavercreek, OH is $73,010. This typically ranges from $38,090 for entry-level positions to $114,990 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in Dayton-Kettering-Beavercreek, OH is 10.4% lower than the national median of $81,510.

Is Dayton-Kettering-Beavercreek, OH a lucrative place for Insurance Sales Agentss?

No, not exceptionally lucrative compared to national averages.While the average salary of $73,010 is respectable, it falls below the national average of $81,510. However, the cost of living is also at the national average, offering stable purchasing power.

Is Dayton-Kettering-Beavercreek, OH a good place to live for Insurance Sales Agents?

The Cost of Living Index in Dayton-Kettering-Beavercreek, OH is 100. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near Dayton-Kettering-Beavercreek, OH?

Some top paying nearby cities include Springfield, OH ($66,510) and Cincinnati, OH-KY-IN.

How does the local workforce size affect job prospects?

A local workforce of 740 Insurance Sales Agents suggests a moderate market size, indicating a steady demand for professionals without being overly saturated.

What does a Location Quotient of 0.65 mean for job seekers?

A location quotient below 1.0 signifies that Insurance Sales Agents are less concentrated in Dayton-Kettering-Beavercreek compared to the national average, potentially meaning fewer competitors for available roles.

How does the Cost of Living Index impact salary perception?

With a Cost of Living Index of 100, the $73,010 average salary offers purchasing power equivalent to the national average, making it a stable financial environment.

Are there significant salary differences based on experience in this area?

Yes, like most sales roles, experience is a major driver of income for Insurance Sales Agents, with senior agents earning substantially more than entry-level professionals.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 740 employees in the Dayton-Kettering-Beavercreek, OH area with a job density of 1.981 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.