Average Loan Officers Salary in St. Joseph, MO-KS
The average salary for Loan Officerss in St. Joseph, MO-KS is $74,690. While this is lower than the national average, the cost of living in St. Joseph, MO-KS may offset the difference, preserving real purchasing power.
Executive Summary
- Average Salary: $74,690 per year.
- Growth Trend: Salaries have shifted 22.3% ↗ over the last 5 years.
- Top Earners: Senior professionals (90th percentile) earn up to $130,000.
- Outlook: The current demand for Loan Officerss is stable, with a local workforce of approximately 80 professionals. This role remains a specialized component of the broader St. Joseph, MO-KS economy.
Salary Overview
The average Loan Officers in St. Joseph, MO-KS earns-13.4%below the national average.
$35.9
$1,436
$6,224
Loan Officers Salary Trends (2020-2024)
Over the past 4 years, Loan Officers salaries in St. Joseph, MO-KS have experienced a rapid surge, growing by 22.3%. This positive trajectory often correlates with increased demand and a favorable future outlook for the profession.
Loan Officers Salary Distribution in St. Joseph, MO-KS
The earning potential for Loan Officerss in St. Joseph, MO-KS varies significantly by experience level. There is a substantial income gap, with top earners (90th percentile) making over 3.6x the starting salary. This indicates strong career progression opportunities. Entry-level roles (10th percentile) typically start around $36,440, while highly experienced professionals can command wages upwards of $130,000.
| Experience Level | Market Percentile | Annual Wage | Hourly Rate |
|---|---|---|---|
| Associate / AnalystData entry, reporting, supporting senior staff. | 10% (Entry) | $36,440 | $17.5 |
| Senior AnalystIndependent analysis, forecasting, client interaction. | 25% (Junior) | $56,018 | $26.9 |
| ManagerOversees team, compliance, and project delivery. | 50% (Median) | $61,500 | $29.6 |
| Director / VPStrategic planning, budget ownership, risk management. | 75% (Senior) | $93,363 | $44.9 |
| Executive / PartnerC-level leadership. High-level strategy & relations. | 90% (Expert) | $130,000 | $62.5 |
Detailed Loan Officers Market Analysis
Relocation Context
Nominal Salary
$74,690
Gross Pay
Real Wage (Purchasing Power)
$74,690
Adjusted for COL (100)
In St. Joseph, MO-KS, the Cost of Living Index is 100. This increases your effective purchasing power from $74,690 to $74,690.
Job Market Context
80
Total Jobs
1.411
Per 1K Jobs
0.75
Location Quotient
St. Joseph, MO-KS has 0.75x the national average concentration of Loan Officers jobs. This means there are fewer opportunities per capita here compared to the U.S. average — competition for roles may be higher.
80 people work as Loan Officers in St. Joseph, MO-KS.
1.411 out of every 1,000 local jobs are Loan Officers positions — a typical concentration.
Nearby Job Markets
Nearby Cities for Loan Officers
| City | Salary | Dist. |
|---|---|---|
| Kansas City, MO-KS Loan Officers Salary | $90,450↑ 21% | 47 mi |
| Lawrence, KS Loan Officers Salary | $111,560↑ 49% | 60 mi |
| Topeka, KS Loan Officers Salary | $94,500↑ 27% | 68 mi |
Comparing salaries near St. Joseph, MO-KS
Hiring Loan Officerss?
Frequently Asked Questions
How much does a Loan Officers make in St. Joseph, MO-KS?
The median annual salary for a Loan Officers in St. Joseph, MO-KS is $74,690. This typically ranges from $36,440 for entry-level positions to $130,000 for top-level roles.
How does the salary compare to the national average?
The average salary for this role in St. Joseph, MO-KS is 13.4% lower than the national median of $86,220.
Is St. Joseph, MO-KS a good place for Loan Officerss?
It depends on your priorities. While the average Loan Officers salary in St. Joseph, MO-KS is $74,690 (below the national average), the area may offer a lower cost of living or other lifestyle benefits typical of St. Joseph, MO-KS. See distinct detailed breakdown below.
Is St. Joseph, MO-KS a good place to live for Loan Officers?
The Cost of Living Index in St. Joseph, MO-KS is 100. While higher than average, this often correlates with higher wages.
Where are the highest paying cities near St. Joseph, MO-KS?
Some top paying nearby cities include Kansas City, MO-KS ($90,450) and Lawrence, KS.
Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 80 employees in the St. Joseph, MO-KS area with a job density of 1.411 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.
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Semantic Salary Analysis for Loan Officers • Data source: BLS OEWS 2024 •Jobs in St. Joseph, MO-KS