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Average Insurance Sales Agents Salary in South Central Tennessee nonmetropolitan area

Insurance Sales Agents in the South Central Tennessee nonmetropolitan area earn an average annual salary of $49,520. This figure significantly trails the national average of $81,510, reflecting the distinct economic landscape and potentially lower demand for specialized insurance roles in nonmetropolitan regions. Local market dynamics, including industry concentration and regional economic factors, often dictate compensation levels.

Executive Summary

  • Average Salary: $49,520 per year.
  • Growth Trend: Salaries have shifted 6.9% over the last 5 years.
  • Top Earners: Senior professionals (90th percentile) earn up to $74,550.
  • Outlook: With a total local workforce of 210 Insurance Sales Agents and a Location Quotient of 0.62, the job market in South Central Tennessee indicates a lower concentration of these professionals compared to the national average. While the absolute number of jobs is modest, the low concentration suggests that while opportunities exist, the field is not as densely populated as in larger metropolitan areas, implying a potentially stable but not rapidly expanding demand.
2024 Market Data

Salary Overview

$49,520

The average Insurance Sales Agents in South Central Tennessee nonmetropolitan area earns-39.2%below the national average.

BreakdownBased on 40h/week
Hourly

$23.8

Weekly

$952

Monthly

$4,127

Insurance Sales Agents Salary Distribution in South Central Tennessee nonmetropolitan area

Salary progression for Insurance Sales Agents in South Central Tennessee typically scales with experience. Entry-level positions may start closer to the lower end of the pay scale, while seasoned agents with a proven track record and established client base can command significantly higher salaries. The percentile gaps in earnings clearly signify career progression, rewarding expertise, sales performance, and client retention.

Experience LevelMarket PercentileAnnual WageHourly Rate
SDR / BDRLead generation, prospecting, cold calling.10% (Entry)$29,170$14
Account ExecutiveClosing deals, managing small-mid market clients.25% (Junior)$37,140$17.9
Senior AEHandling enterprise clients and complex negotiations.50% (Median)$38,510$18.5
Sales ManagerManaging a team of reps, setting quotas & strategy.75% (Senior)$61,900$29.8
VP of SalesRevenue strategy, expansion, C-suite relationships.90% (Expert)$74,550$35.8

Detailed Insurance Sales Agents Market Analysis

Relocation Context

Nominal Salary

$49,520

Gross Pay

Real Wage (Purchasing Power)

$49,520

Adjusted for COL (100)

The nominal average annual salary of $49,520 in South Central Tennessee aligns precisely with the national average Cost of Living Index of 100. This means that while the take-home pay is lower than the national average for this profession, the purchasing power of that salary is equivalent to the national average, suggesting that the cost of essential goods and services locally is comparable to the rest of the country.

Job Market Context

210

Total Jobs

1.884

Per 1K Jobs

0.62

Location Quotient

Below Average

South Central Tennessee nonmetropolitan area has 0.62x the national average concentration of Insurance Sales Agents jobs. This means there are fewer opportunities per capita here compared to the U.S. average — competition for roles may be higher.

The Location Quotient of 0.62 for Insurance Sales Agents in South Central Tennessee nonmetropolitan area indicates a below-average concentration of these professionals relative to the national workforce. This suggests that the job market is less saturated than the national average, which could translate to fewer job openings but potentially less intense competition for available positions. It signifies a niche market rather than a highly competitive one.

Nearby Job Markets

Nearby Cities for Insurance Sales Agents

Comparing salaries near South Central Tennessee nonmetropolitan area

Hiring Insurance Sales Agentss?

Frequently Asked Questions

How much does a Insurance Sales Agents make in South Central Tennessee nonmetropolitan area?

The median annual salary for a Insurance Sales Agents in South Central Tennessee nonmetropolitan area is $49,520. This typically ranges from $29,170 for entry-level positions to $74,550 for top-level roles.

How does the salary compare to the national average?

The average salary for this role in South Central Tennessee nonmetropolitan area is 39.2% lower than the national median of $81,510.

Is South Central Tennessee nonmetropolitan area a lucrative place for Insurance Sales Agentss?

No, it is not a particularly lucrative place for Insurance Sales Agents.The average salary of $49,520 is substantially lower than the national average, despite a cost of living that matches the national index. The below-average concentration of professionals further suggests a less robust market.

Is South Central Tennessee nonmetropolitan area a good place to live for Insurance Sales Agents?

The Cost of Living Index in South Central Tennessee nonmetropolitan area is 100. While higher than average, this often correlates with higher wages.

Where are the highest paying cities near South Central Tennessee nonmetropolitan area?

Some top paying nearby cities include Nashville-Davidson--Murfreesboro--Franklin, TN ($70,260) and Clarksville, TN-KY.

How does the local salary compare to the national average?

The average annual salary for Insurance Sales Agents in South Central Tennessee is $49,520, which is considerably lower than the national average of $81,510.

What is the concentration of Insurance Sales Agents in this area?

The concentration of Insurance Sales Agents is below the national average, as indicated by a Location Quotient of 0.62.

How does the cost of living affect the salary?

The Cost of Living Index is 100, matching the national average, meaning the $49,520 salary has the same purchasing power locally as the national average salary does nationally.

What does the number of jobs per 1,000 workers suggest?

With 1.884 jobs per 1,000 workers, the data suggests a moderate presence of Insurance Sales Agent roles within the local workforce, though not exceptionally high.

Methodology: Salary data is derived from the Bureau of Labor Statistics (BLS) OEWS 2024 release. Figures represent gross pay before taxes. Analysis includes 210 employees in the South Central Tennessee nonmetropolitan area area with a job density of 1.884 per 1,000 jobs. Cost of Living data is estimated based on state and metro averages.